RMD Calculator
Estimate the Required Minimum Distribution you must take from your retirement accounts this year.
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Under the SECURE 2.0 Act, RMDs currently begin at age 73 for those born 1951–1959, and age 75 for those born 1960 or later.
This calculator uses the standard IRS Uniform Lifetime Table. A different table applies if your spouse is the sole beneficiary of your account and is more than 10 years younger than you.
This calculator uses the IRS Uniform Lifetime Table (Treas. Reg. §1.401(a)(9)-9) for general estimation purposes only. Your actual required table may differ based on beneficiary designations. Missing an RMD can result in tax penalties — please confirm your specific requirement with a tax professional or IRS Publication 590-B.
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